Capital that keeps business moving. Merchant focused commercial funding options.
Merchant application

Tell us where the business is. Show us where it is going.

Complete one focused application to help FundMelo understand the business, the funding goal, and the commercial options that may be worth exploring.

Five clear steps
Live application summary
Bank statement upload
Business owner working inside a local store
Application experience Built around business context.

No generic one-screen form. The questions are grouped so the request is easier to complete and review.

5Focused steps
1Review screen
0Fake guarantees
01
Business informationTell us who the business is
02
Funding goalExplain the amount and intended use
03
Business performanceShare revenue and operating context
04
Documents and reviewUpload, verify, and submit
Start your request

A business application that feels built for merchants.

Tell us about your business, your funding request, and the information that helps us understand the full picture. Move through each section at your own pace and review everything before you submit.

FundMelo merchant application

Business information

Start with the legal and operating details that identify the business.

Protected application

Tell us about the business

Use the legal information associated with the business entity and bank account.

Step 1 of 5
Enter the business name.
Select the entity type.
Enter the business tax ID.
Select the business start date.
Select the business industry.
Enter the business phone number.
Enter a valid business email.
Enter the business street address.

What is the business trying to accomplish?

Funding purpose and timing help shape the product conversation.

Step 2 of 5
$50,000
$5,000$500,000
Enter the requested amount.
Select the primary use of funds.

Share the business performance picture

Revenue, deposits, existing obligations, and operating activity may shape what is available.

Step 3 of 5
Enter average monthly gross revenue.
Select whether the business has existing financing.

Tell us about the business owner

Enter the primary owner or authorized representative information below.

Step 4 of 5

Upload documents and review the request

Confirm that the information is accurate before submitting the application.

Step 5 of 5
Attach clear, complete statements when available.Recent business bank statements can help FundMelo review the request more efficiently.
Business
Company details
Business nameNot entered
EntityNot entered
IndustryNot entered
LocationNot entered
Funding
Request details
AmountNot entered
PurposeNot selected
TimingNot entered
Product interestOpen to options
Performance
Business activity
Monthly revenueNot entered
Primary bankNot entered
Existing financingNot selected
EmployeesNot entered
Authorized representative
Primary contact
NameNot entered
TitleNot entered
OwnershipNot entered
EmailNot entered

Your application has been submitted.

Thank you. FundMelo has received your application and will review the information and documents you provided.

Contact FundMelo
What happens next

Submission is the beginning of the review.

Applying does not guarantee approval, funding, a specific amount, product, price, timing, or terms.

Request received

The application and available documents enter the review workflow.

Information reviewed

Business activity, revenue, history, credit, documents, and obligations may be considered.

Additional items requested

FundMelo or a participating provider may request clarification, documents, or authorization.

Available direction explained

When available, the merchant can review product structure and terms before deciding.

Prepare before starting

Have the core business information within reach.

Exact requirements vary by product and provider. These items can help keep the request organized.

01

Business details

Legal name, entity type, EIN, address, industry, business start date, phone, and email.

02

Funding purpose

Requested amount, intended use, timing, and what the capital would help accomplish.

03

Revenue picture

Average monthly revenue, annual revenue, primary bank, and existing financing information.

04

Recent documents

Business bank statements and any additional documents requested for the application review.

Application questions

Before you submit the request.

The application helps begin the commercial review. It is not an approval or commitment to provide funding.

Does submitting this application guarantee approval?
No. Submission does not guarantee approval, funding, a particular product, amount, pricing, timing, or terms. Availability depends on provider criteria and business qualifications.
Will a credit review be required?
A business or consumer credit review may be requested depending on the product and provider. If additional authorization is required, FundMelo will request it separately.
Why does FundMelo ask about existing financing?
Existing commercial obligations may affect cash flow, product eligibility, provider criteria, and the business ability to manage another obligation. Accurate disclosure is important.
Can I apply without uploading bank statements?
You may be able to begin the request, but recent business bank statements or other financial information are commonly to complete a commercial funding review.
What happens to the documents I upload?
Uploaded documents are included with the application submission so FundMelo can review the request and supporting business information.
Can I change information after submitting?
Contact FundMelo promptly if information changes or if something was entered incorrectly. Additional verification or updated documentation may be required.

One application. A clearer funding conversation.

Start with the business need and let the review determine what may be available.