Need business financing within the next 24 hours?
FundMelo helps business owners explore merchant cash advances, working capital, business lines of credit, equipment financing and SBA options through one streamlined application built for speed.
Get started with merchant cash advance and business funding options
Complete the first step now. Qualified merchants may receive options quickly.
Merchant cash advance is only the beginning.
Compare funding solutions for immediate cash flow, recurring access to capital, equipment purchases and longer term growth.
Merchant Cash Advance
Revenue based funding for merchants who need speed and flexible qualification.
Apply for MCA funding →Business Line of Credit
Ongoing access to working capital for payroll, inventory and operating needs.
Explore line of credit →SBA Financing
Longer term options for qualified expansion, real estate and strategic investment.
Explore SBA options →Working Capital
Cover expenses, smooth cash flow and keep the business moving with less friction.
Get working capital →Equipment Financing
Purchase or replace equipment while preserving operating cash.
Explore equipment funding →Term Financing
Structured financing for established businesses making deliberate growth moves.
Explore term options →Fast funding starts with understanding how your business actually operates.
FundMelo focuses on revenue, cash flow, time in business and the reason capital is needed. That makes the experience feel built for merchants instead of built around a generic form.
Start now for a fast merchant review.
Qualified merchants may receive funding options as soon as the same business day, depending on product, documentation and underwriting.
Start NowInventory, payroll, expansion and more.
Business funding can help merchants move on time sensitive opportunities without draining operating cash.
Speed without making the process feel cheap.
A premium fintech experience with merchant cash advance expertise, clear next steps and a stronger path to funding.
Fast merchant review
Start online and move quickly when business funding is time sensitive.
Revenue based options
Merchant cash advance and working capital solutions built around business activity.
Multiple products
Explore MCA, line of credit, SBA, equipment and term financing options.
Merchant focused support
Clear guidance for owners who need answers without unnecessary friction.
From application to funding options in four clear steps.
Start online, provide the information needed for review, compare possible structures and choose the right next move.
Tell us about your business
Share revenue, time in business and the amount you are looking to access.
Provide supporting documents
Submit the business and financial information needed for review.
Review funding options
Compare merchant cash advance and other possible business funding structures.
Choose your next move
Select the option aligned with cash flow, growth goals and timing.
What could you do with capital in the next 24 hours?
Business owners use merchant cash advance and working capital solutions to move quickly when timing matters.
Purchase inventory
Prepare for demand, bulk discounts and seasonal opportunities.
Cover payroll
Maintain operations through uneven cash flow cycles.
Take on a new project
Cover materials, labor and upfront project costs.
Upgrade equipment
Replace or purchase the tools that keep the business running.
Expand a location
Renovate, open or improve a storefront or office.
Invest in marketing
Reach new customers and create repeatable revenue.
Bridge cash flow
Manage timing gaps between expenses and incoming revenue.
Act on opportunity
Move before a profitable opportunity becomes a missed one.
Business owners moving faster with the right capital.
Six different merchant profiles with funding amounts ranging from $45,000 to $175,000.
$45,000 Funded“The process moved quickly and gave us room to prepare for our busiest season without slowing down operations.”
$62,000 Funded“We stocked up on inventory and invested back into the store. Everything felt clear, responsive and organized.”
$85,000 Funded“The capital gave us room to expand services and upgrade the client experience. The process felt professional and easy.”
$110,000 Funded“We covered materials and labor across several jobs and took on more work without putting pressure on daily cash flow.”
$145,000 Funded“We hired, upgraded systems and strengthened sales without pausing new opportunities. It helped us move with confidence.”
$175,000 Funded“The capital helped us invest in equipment and improve operations across the practice. The process was organized and responsive.”
Clear answers when business funding cannot wait.
Eligibility, timing, cost and structure vary by provider and applicant qualifications.
Need financing within the next 24 hours?
Start your merchant cash advance and business funding request now. Qualified merchants may receive options quickly depending on product, documents and underwriting.