Business capital made for real growth moves.
FundMelo helps merchants explore merchant cash advances, business lines of credit, working capital, equipment financing and SBA options through one fast, modern application experience.
Explore funding that fits your next move.
Merchant cash advance, line of credit, working capital and more in one cleaner path.
Start your funding request
Tell us what your business needs and begin exploring possible funding paths.
Different business goals need different funding paths.
Compare options for immediate cash flow, recurring capital access, equipment purchases and longer term business investments.
Merchant Cash Advance
Revenue based business funding for merchants who value speed and flexible qualification.
Explore MCA funding →Business Line of Credit
Ongoing access to working capital for payroll, inventory and operating needs.
Explore credit options →SBA Financing
Longer term options for qualified expansion, real estate and major investments.
Explore SBA options →Working Capital
Cover daily expenses and smooth cash flow during uneven revenue cycles.
Explore working capital →Equipment Financing
Purchase or replace equipment while preserving operating cash for the rest of your business.
Explore equipment funding →Term Financing
Structured financing for established needs and strategic growth initiatives.
Explore term options →Capital for the moments that keep business moving.
FundMelo helps merchants explore funding for inventory, payroll, renovations, marketing, equipment and growth opportunities in a more dynamic, polished experience.
Opportunity does not wait.
When demand rises, equipment fails or a new location opens up, access to capital can help businesses act instead of pause.
Apply NowThe merchants powering communities and commerce.
From local storefronts to growing service companies, FundMelo speaks directly to the businesses that keep moving.
Keep service moving
Support inventory, staffing, renovations and seasonal demand.
Stock the next opportunity
Purchase inventory, refresh your storefront or prepare for peak season.
Take on the next project
Cover materials, equipment, labor and project related cash flow.
Invest in better care
Fund equipment, technology, staffing and practice improvements.
Build capacity
Support hiring, marketing, technology and new client growth.
Grow the experience
Upgrade your space, add services and invest in customer growth.
Keep service moving
Support inventory, staffing, renovations and seasonal demand.
Stock the next opportunity
Purchase inventory, refresh your storefront or prepare for peak season.
A clearer funding process from the first click.
Start online, share the information needed for review, compare potential solutions and move forward with the option that fits.
Tell us about your business
Share basic company information, revenue and your funding goal.
Complete your profile
Provide supporting business and financial documents for review.
Explore your options
Review available structures and understand the key terms.
Choose your next move
Select the option aligned with your business priorities.
What could your business do with more momentum?
Funding can help businesses act sooner when demand, opportunity or unexpected needs appear.
Purchase inventory
Prepare for demand, bulk discounts and seasonal opportunities.
Expand locations
Open, renovate or improve spaces that support growth.
Cover payroll
Maintain operations through uneven cash flow cycles.
Upgrade equipment
Replace, repair or purchase essential business tools.
Invest in marketing
Reach new customers and grow revenue with confidence.
Bridge cash flow
Manage timing gaps between expenses and incoming revenue.
Hire your team
Add the talent needed to increase capacity and service.
Act on opportunity
Move before a profitable opportunity becomes a missed one.
Real business stories presented in a stronger layout.
Six different business types with funded amounts ranging from $45,000 to $175,000.
$45,000 Funded“The process was simple and fast. We used the capital to prepare for our busiest season and keep service moving without slowing down operations.”
$62,000 Funded“We were able to stock up on inventory and invest back into the store. Everything felt clear and organized from start to finish.”
$85,000 Funded“This gave us room to expand our services and upgrade the client experience. The entire funding process felt professional and easy to follow.”
$110,000 Funded“We needed working capital for materials and labor on multiple jobs. The funding helped us take on more work without creating pressure on cash flow.”
$145,000 Funded“We used the funds to hire, upgrade systems and build out our sales process. It helped us grow faster without pausing new opportunities.”
$175,000 Funded“The capital helped us invest in equipment and improve operations across the practice. We appreciated how responsive and organized everything was.”
More than a credit score.
FundMelo helps tell the broader story of your business, including revenue, operating history, funding purpose and growth goals.
What may be needed
Recent business bank statements, company information, ownership details and information about existing obligations.
What we help compare
Funding amount, speed, repayment structure, qualification profile and how the capital may be used.
What happens next
Review potential options, understand the key terms and choose the path that fits your priorities.
Clear answers for business owners exploring funding.
Product structure, eligibility, cost and timing vary by provider and applicant qualifications.
Your next business move starts here.
Tell us what your business needs and begin exploring merchant funding, lines of credit, working capital, equipment financing and SBA options.